Baccarat
Baccarat is a sophisticated
game originating in Europe. Players can wager on the
player, the banker, or a tie, while trying to obtain
a total card value closest to nine. Two hands of two
cards are dealt, one representing the player’s
hand and one representing the banker’s hand.
Depending on the value of the hands, a third card
may be drawn for each hand. The winning hand is the
one with a card total closest to nine.
Let's
Play! | Rules
| You Win!
 Let's
Play!
At the beginning of
each game you are required to place a wager. This
amount appears in the betting areas on the table top.
- Select a chip value of either
$1, $5, $10, $25, or $100.
- Click on each betting area
until the number of chips displayed equals the
amount you wish to bet. Bets, can be placed on
the player’s hand, the banker's hand, a
tie or a combination of the tie bet and one other
bet. You cannot place a bet on the player and
banker in the same game.
- To reduce your bet amount,
right-click the betting circle to remove chips.
Your bet will be reduced by the amount of the
currently selected chip.
- Click Deal.
Both you and the banker will be dealt two cards
face up. Depending on the cards received, both
parties may be dealt an additional third card.
A winner is determined.
Rules
Baccarat uses a four
deck shoe.
No hand receives more
than three cards.
When the player and
banker hands are equal then the hand is declared a
tie.
Tens and face cards
are worth zero, aces are worth one, and all other
cards are worth their face value. If the value of
a hand exceeds nine, then the value is adjusted by
subtracting 10 from the total as shown below.
Third Card
Rule
After the first two
cards are dealt to both the player and banker, a third
card may be dealt, subject to the Third Card Rule.
The player's hand is always played first followed
by the banker's hand. The following tables illustrate
how the player's hand determines how the banker's
hand will be played out.
The following table
explains how to complete the player's hand.
| If a player's
cards total: |
The player must: |
| 0-5 |
Draw a third card |
| 6-7 |
Stand |
| 8-9 |
Stand (Natural) |
Once the outcome of
the player's hand has been determined the following
table can be used to complete the banker's hand.
- Refer to Table
A only if the player hand equals six
or seven and the player did not draw a third card.
Otherwise refer to the Table
B.
| TABLE
A |
|
| If a banker's
cards total: |
The banker must: |
| 3-5 |
Draw a third card |
| 6+ |
Stand |
| TABLE
B |
|
|
| If a banker's
cards total: |
The banker must
draw when the player's third card is: |
The banker must
stand when the player's third card is: |
| 0-2 |
1,2,3,4,5,6,7,8,9,10 |
|
| 3 |
1,2,3,4,5,6,7,9,10 |
8 |
| 4 |
2,3,4,5,6,7 |
1,8,9,10 |
| 5 |
4,5,6,7 |
1,2,3,8,9,10 |
| 6 |
6,7 |
1,2,3,4,5,8,9,10 |
| 7 |
|
1,2,3,4,5,6,7,8,9,10 |
You
Win!
If you place a winning
wager the payouts are as follows:
| Winning Wager |
Payout |
| Player hand wager |
1:1 |
| Banker hand wager |
1:1 (less 5% house commission) |
| Tie wager |
8:1 |
- If the tie wager mentioned
above is part of a combination bet; for example,
a tie wager plus a player hand wager, and the
outcome is a tie, then the player hand wager becomes
a push and the payout results from the tie wager
alone.
|
+ 
= 15
+ 
+ 
= 18
+ 
= 19
+ 
= 8
